Homeowners (left side of table) meet with bank representatives (right side of table) in the hopes of renegotiating their mortgage payments and saving their home from the possibility of foreclosure at an event organized by the non-profit organization Neighborhood Assistance Corporation of America (NACA) at the Los Angeles Convention Center on September 28, 2009. NACA provides the opportunity for borrowers to meet with counselors and bank representatives on the spot to renegotiate their loan terms. AFP PHOTO/ROBYN BECK (Photo credit should read ROBYN BECK/AFP/Getty Images)
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